:root{
  --expat-navy:#0b1f3a;
  --expat-blue:#174c7e;
  --expat-sky:#eaf4fb;
  --expat-gold:#d7b34f;
  --expat-ink:#17233a;
  --expat-muted:#627087;
  --expat-line:#dfe7ef;
  --expat-soft:#f7f9fc;
  --expat-green:#0f8066;
  --expat-white:#fff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:120px}
body{margin:0;background:#fff;color:var(--expat-ink);font-family:Inter,"Segoe UI",Arial,sans-serif;line-height:1.6}
body.nav-open{overflow:hidden}
a{color:inherit}
[hidden]{display:none!important}
.skip-link{position:fixed;left:12px;top:-80px;z-index:3000;background:#fff;color:var(--expat-navy);padding:10px 14px;border-radius:8px;box-shadow:0 4px 16px rgba(0,0,0,.15)}
.skip-link:focus{top:12px}
.expat-shell{width:min(1160px,calc(100% - 40px));margin:0 auto}
.expat-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.97);border-bottom:1px solid var(--expat-line);backdrop-filter:blur(12px)}
.expat-header__inner{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.expat-brand{text-decoration:none;line-height:1.05;color:var(--expat-navy);font-family:Georgia,"Times New Roman",serif;font-size:1.28rem;font-weight:800;white-space:nowrap}
.expat-brand small{display:block;margin-top:5px;color:#9b7a22;font-family:Inter,"Segoe UI",Arial,sans-serif;font-size:.58rem;letter-spacing:.13em;text-transform:uppercase}
.expat-nav{display:flex;align-items:center;gap:24px;font-size:.82rem;font-weight:700}
.expat-nav a{text-decoration:none;color:#43516a}
.expat-nav a:hover{color:var(--expat-blue)}
.lang-switch{display:flex;align-items:center;padding:3px;border:1px solid var(--expat-line);border-radius:999px;background:var(--expat-soft)}
.lang-switch button{border:0;background:transparent;color:#64748b;padding:6px 9px;border-radius:999px;font:700 .72rem Inter,"Segoe UI",Arial,sans-serif;cursor:pointer}
.lang-switch button.active{background:var(--expat-navy);color:#fff}
.header-cta{display:inline-flex;align-items:center;justify-content:center;background:var(--expat-gold);color:var(--expat-navy)!important;padding:10px 15px;border-radius:9px;font-weight:800;text-decoration:none!important}
.menu-toggle{display:none;border:0;background:none;color:var(--expat-navy);font-size:1.45rem;cursor:pointer;padding:8px}
.expat-hero{overflow:hidden;background:linear-gradient(135deg,#f7fbff 0%,#eef7f7 62%,#fff9e8 100%);border-bottom:1px solid var(--expat-line)}
.expat-hero__inner{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(320px,.75fr);gap:64px;align-items:center;padding:78px 0 70px}
.eyebrow{margin:0 0 14px;color:#986f0a;font-size:.74rem;font-weight:850;letter-spacing:.14em;text-transform:uppercase}
.expat-hero h1{max-width:780px;margin:0;color:var(--expat-navy);font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.5rem,5.1vw,4.55rem);line-height:1.03;letter-spacing:-.035em}
.hero-lead{max-width:720px;margin:24px 0;color:#526078;font-size:1.08rem}
.hero-points{display:flex;flex-wrap:wrap;gap:10px;margin:24px 0 30px;padding:0;list-style:none}
.hero-points li{background:#fff;border:1px solid #d8e5e8;border-radius:999px;padding:8px 12px;color:#31556a;font-size:.8rem;font-weight:750;box-shadow:0 4px 12px rgba(15,46,70,.05)}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 19px;border-radius:10px;border:1px solid transparent;text-decoration:none;font-weight:800;cursor:pointer;font-family:inherit;font-size:.9rem}
.btn--primary{background:var(--expat-navy);color:#fff}
.btn--primary:hover{background:#14335b}
.btn--secondary{background:#fff;border-color:#cbd7e2;color:var(--expat-navy)}
.hero-card{position:relative;background:var(--expat-navy);color:#fff;border-radius:24px;padding:30px;box-shadow:0 28px 70px rgba(11,31,58,.2)}
.hero-card::before{content:"";position:absolute;right:-44px;top:-44px;width:150px;height:150px;border:28px solid rgba(215,179,79,.17);border-radius:50%}
.hero-card__label{position:relative;color:#f4d67e;font-size:.72rem;font-weight:850;letter-spacing:.12em;text-transform:uppercase}
.hero-card h2{position:relative;margin:12px 0 18px;font-family:Georgia,"Times New Roman",serif;font-size:1.7rem;line-height:1.2}
.hero-card ul{position:relative;margin:0;padding:0;list-style:none}
.hero-card li{display:flex;gap:10px;padding:10px 0;border-top:1px solid rgba(255,255,255,.12);font-size:.88rem;color:#dce6f2}
.hero-card li::before{content:"✓";color:#f4d67e;font-weight:900}
.subnav{position:sticky;top:76px;z-index:900;background:#fff;border-bottom:1px solid var(--expat-line)}
.subnav__inner{display:flex;align-items:center;gap:28px;overflow-x:auto;white-space:nowrap;padding:13px 0;font-size:.78rem;font-weight:750;color:#56657b}
.subnav a{text-decoration:none}
.subnav a:hover{color:var(--expat-blue)}
.section{padding:76px 0}
.section--soft{background:var(--expat-soft);border-top:1px solid #edf1f5;border-bottom:1px solid #edf1f5}
.section-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,.65fr);gap:50px;align-items:end;margin-bottom:34px}
.section-head h2{margin:4px 0 0;color:var(--expat-navy);font-family:Georgia,"Times New Roman",serif;font-size:clamp(2rem,4vw,3rem);line-height:1.1;letter-spacing:-.02em}
.section-head p{margin:0;color:var(--expat-muted)}
.benefits-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.benefit{min-height:170px;padding:24px;border:1px solid var(--expat-line);border-radius:16px;background:#fff}
.benefit__icon{display:flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:12px;background:var(--expat-sky);font-size:1.2rem;margin-bottom:18px}
.benefit h3{margin:0 0 7px;color:var(--expat-navy);font-size:1rem}
.benefit p{margin:0;color:var(--expat-muted);font-size:.84rem}
.coverage-tabs{display:flex;gap:8px;margin:0 0 24px;padding:6px;background:#e9eef4;border-radius:12px;width:max-content;max-width:100%}
.coverage-tabs button{border:0;border-radius:8px;background:transparent;color:#536176;padding:10px 14px;font:800 .82rem Inter,"Segoe UI",Arial,sans-serif;cursor:pointer}
.coverage-tabs button.active{background:#fff;color:var(--expat-navy);box-shadow:0 3px 12px rgba(11,31,58,.08)}
.coverage-panel{animation:panelIn .2s ease}
@keyframes panelIn{from{opacity:.4;transform:translateY(4px)}to{opacity:1;transform:none}}
.coverage-intro{display:flex;justify-content:space-between;gap:24px;align-items:flex-start;margin-bottom:18px}
.coverage-intro h3{margin:0;color:var(--expat-navy);font-size:1.2rem}
.coverage-intro p{margin:4px 0 0;color:var(--expat-muted);font-size:.86rem}
.coverage-intro span{flex:0 0 auto;background:#e7f6f1;color:#08735c;border-radius:999px;padding:6px 10px;font-size:.7rem;font-weight:850;text-transform:uppercase;letter-spacing:.06em}
.table-scroll{overflow:auto;border:1px solid var(--expat-line);border-radius:16px;background:#fff;box-shadow:0 8px 28px rgba(11,31,58,.05)}
.plans-table{width:100%;border-collapse:collapse;font-size:.79rem;min-width:760px}
.plans-table th,.plans-table td{padding:13px 15px;border-bottom:1px solid #e9eef3;text-align:center;vertical-align:middle}
.plans-table th:first-child,.plans-table td:first-child{text-align:left;min-width:250px;font-weight:700;color:#314057}
.plans-table thead th{background:var(--expat-navy);color:#fff;font-size:.74rem;letter-spacing:.02em}
.plans-table thead th:first-child{color:#fff}
.plans-table tbody tr:last-child td{border-bottom:0}
.plans-table tbody tr:nth-child(even){background:#fafbfd}
.plans-table td strong{color:var(--expat-green)}
.mobile-plan{display:none}
.mobile-plan label{display:block;margin-bottom:7px;font-size:.8rem;font-weight:800;color:var(--expat-navy)}
.mobile-plan select{width:100%;height:48px;border:1px solid #cbd7e2;border-radius:9px;padding:0 12px;background:#fff;color:var(--expat-ink);font:inherit}
.mobile-plan__card{margin-top:14px;border:1px solid var(--expat-line);border-radius:14px;background:#fff;padding:18px}
.mobile-plan__card dl{margin:0}
.mobile-plan__card div{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:16px;padding:10px 0;border-bottom:1px solid #edf1f5}
.mobile-plan__card div:last-child{border-bottom:0}
.mobile-plan__card dt{color:#5d6b80;font-size:.78rem}
.mobile-plan__card dd{margin:0;color:var(--expat-navy);font-size:.8rem;font-weight:850;text-align:right}
.data-note{margin:14px 0 0;color:#708096;font-size:.76rem}
.process-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.process-step{padding:24px;background:#fff;border:1px solid var(--expat-line);border-radius:16px}
.process-step__no{display:block;color:#b78c1f;font-weight:900;font-size:.75rem;letter-spacing:.1em;margin-bottom:24px}
.process-step h3{margin:0 0 8px;color:var(--expat-navy);font-size:1rem}
.process-step p{margin:0;color:var(--expat-muted);font-size:.84rem}
.conditions{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:48px;align-items:start}
.conditions h2{margin:4px 0 14px;color:var(--expat-navy);font-family:Georgia,"Times New Roman",serif;font-size:2.45rem;line-height:1.08}
.conditions>div>p{color:var(--expat-muted)}
.condition-list details{border-bottom:1px solid var(--expat-line)}
.condition-list summary{padding:18px 4px;cursor:pointer;color:var(--expat-navy);font-weight:800;list-style:none}
.condition-list summary::-webkit-details-marker{display:none}
.condition-list summary::after{content:"+";float:right;color:#9d761c;font-size:1.2rem}
.condition-list details[open] summary::after{content:"−"}
.condition-list details p{margin:0;padding:0 34px 18px 4px;color:var(--expat-muted);font-size:.86rem}
.documents{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}
.document{display:flex;align-items:flex-start;gap:14px;padding:19px;border:1px solid var(--expat-line);border-radius:14px;background:#fff;text-decoration:none}
.document:hover{border-color:#9eb9cf;box-shadow:0 7px 22px rgba(11,31,58,.07)}
.document span:first-child{font-size:1.3rem}
.document strong{display:block;color:var(--expat-navy);font-size:.88rem}
.document small{display:block;margin-top:4px;color:var(--expat-muted)}
.lead-wrap{display:grid;grid-template-columns:minmax(280px,.72fr) minmax(0,1.28fr);gap:44px;align-items:start}
.contact-card{position:sticky;top:145px;background:var(--expat-navy);color:#fff;border-radius:22px;padding:30px}
.contact-card .eyebrow{color:#f4d67e}
.contact-card h2{margin:8px 0 12px;font-family:Georgia,"Times New Roman",serif;font-size:2rem;line-height:1.1}
.contact-card p{color:#c8d3e1;font-size:.9rem}
.contact-links{display:grid;gap:10px;margin-top:24px}
.contact-links a{display:flex;align-items:center;gap:10px;padding:12px 14px;border:1px solid rgba(255,255,255,.18);border-radius:10px;text-decoration:none;color:#fff;font-size:.86rem;font-weight:750}
.lead-form{padding:30px;border:1px solid var(--expat-line);border-radius:20px;background:#fff;box-shadow:0 10px 34px rgba(11,31,58,.06)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:grid;gap:7px}
.field--wide{grid-column:1/-1}
.field label{color:#344158;font-size:.78rem;font-weight:800}
.field input,.field select,.field textarea{width:100%;border:1px solid #cbd7e2;border-radius:9px;background:#fff;padding:11px 12px;color:var(--expat-ink);font:inherit}
.field input,.field select{height:46px}
.field textarea{min-height:90px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(23,76,126,.12);border-color:#6e99bb}
.consent{display:flex;align-items:flex-start;gap:10px;margin:18px 0;color:#64748b;font-size:.76rem}
.consent input{margin-top:4px}
.form-note,.form-status{margin:10px 0 0;color:#718096;font-size:.74rem}
.form-status{min-height:20px;font-weight:750}
.role-disclosure{padding:40px 0;background:#f2f5f8;border-top:1px solid var(--expat-line)}
.role-card{display:grid;grid-template-columns:230px minmax(0,1fr);gap:34px;align-items:center;background:#fff;border:1px solid var(--expat-line);border-radius:18px;padding:26px 30px}
.role-card img{display:block;width:210px;height:auto;max-width:100%}
.role-card h2{margin:0 0 8px;color:var(--expat-navy);font-size:1rem}
.role-card p{margin:0;color:#4c5b70;font-size:.86rem}
.role-card small{display:block;margin-top:8px;color:#758297;font-size:.72rem}
.role-card a{color:var(--expat-blue)}
.expat-footer{background:#07162a;color:#aeb9c8;padding:28px 0;font-size:.75rem}
.expat-footer__inner{display:flex;justify-content:space-between;gap:24px;align-items:center}
.expat-footer a{color:#d8c47e;text-decoration:none}
.fwa{position:fixed;right:24px;bottom:24px;z-index:1200;display:flex;align-items:center;justify-content:center;width:58px;height:58px;border-radius:50%;background:linear-gradient(145deg,#25d366,#128c7e);box-shadow:0 7px 26px rgba(37,211,102,.42);text-decoration:none}
.fwa:focus{outline:3px solid rgba(37,211,102,.35);outline-offset:4px}
@media(max-width:980px){
  .expat-header{backdrop-filter:none}
  .expat-nav{display:none;position:fixed;top:76px;left:0;right:0;bottom:0;background:#fff;padding:24px;flex-direction:column;align-items:stretch;gap:8px}
  .expat-nav.open{display:flex}
  .expat-nav a{padding:12px;border-bottom:1px solid var(--expat-line)}
  .expat-nav .lang-switch{align-self:flex-start;margin:8px 12px}
  .menu-toggle{display:block}
  .expat-hero__inner{grid-template-columns:1fr;gap:36px;padding:60px 0}
  .hero-card{max-width:620px}
  .benefits-grid{grid-template-columns:1fr 1fr}
  .process-grid{grid-template-columns:1fr 1fr}
  .conditions,.lead-wrap{grid-template-columns:1fr}
  .contact-card{position:static}
  .documents{grid-template-columns:1fr}
}
@media(max-width:760px){
  .expat-shell{width:min(100% - 28px,1160px)}
  .expat-header__inner{height:66px}
  .expat-nav{top:66px}
  .subnav{top:66px}
  .subnav__inner{gap:20px}
  .expat-hero__inner{padding:48px 0}
  .expat-hero h1{font-size:2.55rem}
  .hero-card{padding:24px;border-radius:18px}
  .section{padding:56px 0}
  .section-head{grid-template-columns:1fr;gap:14px}
  .benefits-grid,.process-grid{grid-template-columns:1fr}
  .table-scroll{display:none}
  .mobile-plan{display:block}
  .coverage-tabs{width:100%;display:grid;grid-template-columns:1fr}
  .coverage-tabs button{text-align:left}
  .coverage-intro{display:block}
  .coverage-intro span{display:inline-block;margin-top:10px}
  .form-grid{grid-template-columns:1fr}
  .lead-form{padding:22px}
  .role-card{grid-template-columns:1fr;text-align:center}
  .role-card img{margin:0 auto}
  .expat-footer__inner{display:block;text-align:center}
  .expat-footer__inner div+div{margin-top:8px}
  .fwa{right:18px;bottom:18px;width:56px;height:56px}
}
@media(max-width:440px){
  .hero-actions .btn{width:100%}
  .expat-hero h1{font-size:2.25rem}
  .hero-points{display:grid}
}